TradeOdds vs Tiingo: Cheap Raw Data vs Pre-Computed Factor Database (2026)

What is Tiingo?

Tiingo is a financial data API that built its reputation on simple, predictable, low-cost access to high-quality OHLCV. The product covers a broad universe — over 100,000 global securities including US and Chinese stocks, ETFs, and mutual funds — with 30+ years of price history, IEX real-time feed integration, and fundamental data on tens of thousands of symbols. Tiingo also publishes a news API and a crypto feed, all under the same flat-rate subscription.

The pricing model is intentionally simple: $0 for the Starter tier with usage caps, $30/month for the Power tier with effectively-unlimited individual use, and $50/month for internal commercial use. Annual billing brings the cost down further. Compared to enterprise-priced data vendors, Tiingo has been the affordable choice for serious individual quants and small fintechs.

What is TradeOdds?

TradeOdds is a quantitative market analysis platform. It maintains 35+ years of clean OHLCV across 3,210 active US-listed symbols (stocks, ETFs, and a small crypto set), but the differentiator is what sits on top of that data: 16 pre-computed factor columns (RSI zones, VIX buckets, market regime, streaks, magnitude bands, earnings proximity, analyst trend, macro risk, plus eight more), all bucketed and bitmasked for sub-second cross-symbol queries, plus pre-aligned forward returns (fwd_1d_pct, fwd_5d_pct, fwd_20d_pct) that handle holiday calendars correctly.

Access is via a web dashboard (Analyze + Factor Match), an AI chat (Ask Stanley), a REST API, an MCP server for Claude/Cursor/Continue, and direct SQL access on Power User ($99/month) and Quant ($299/month) tiers.

Pricing comparison

Tiingo is meaningfully cheaper than TradeOdds for raw data access. TradeOdds is meaningfully cheaper than Tiingo for analytical work that requires factor pre-computation or SQL.

	Tiingo	TradeOdds
Free tier	$0 (50 req/hour, 1000/day, 500 symbols/month, 1 GB bandwidth/mo)	$0 (10 lifetime Analyze runs)
Lowest paid	$30/month (Power, individual) — all symbols, 10K req/hour	$19/month (Analysis) — unlimited Analyze
Commercial baseline	$50/month (Power, business) — same as individual	$29/month (Pro) — Factor Match + Ask Stanley + REST + MCP
Higher tier	Enterprise pricing on request	$99/month (Power User) — Direct SQL access
Top retail	—	$299/month (Quant)
Annual savings	$300/year individual, $499/year business	Annual not yet offered
History depth	30+ years EOD	35+ years across all paid tiers

Feature matrix

Capability	Tiingo	TradeOdds
Raw EOD OHLCV	✓ (30+ years, 100K+ symbols globally)	✓ (35+ years, 3,210 active US-listed)
IEX real-time feed	✓	✗ daily OHLCV only
Mutual funds	✓	✗
Global / international stocks	✓ (US + Chinese)	✗ US-listed
Fundamentals	✓ (add-on via third-party)	✗ (analyst sentiment + earnings proximity only)
News API	✓	✗
Crypto	✓	✓ (4 symbols)
Pre-computed factor columns	✗	✓ (16 indexed, bitmasked)
Forward returns precomputed	✗	✓ (1d / 5d / 20d)
Universe scanner across symbols	✗ (build via REST)	✓ (Factor Match, Pro tier+)
Direct SQL access	✗	✓ (Power User and Quant)
MCP server	✗	✓
OpenAI Custom GPT	✗	✓
Natural-language analysis	✗	✓ (Ask Stanley)
Python SDK	Community wrappers	✓ (official)

When to use Tiingo

Tiingo is the right choice when you need:

• The cheapest reliable EOD data feed. $30/month for individuals or $50/month for commercial use is dramatically lower than most alternatives.
• Global symbol coverage. Over 100,000 securities including international markets. TradeOdds is US-listed only.
• Mutual funds and ETFs in addition to stocks. TradeOdds covers stocks, ETFs, and crypto. Tiingo covers all those plus mutual funds.
• News API integration. Tiingo bundles a news feed; TradeOdds does not.
• You are building the analytical layer yourself. If your team will compute factors and forward returns on top of raw OHLCV, Tiingo at $30/month is the cheapest baseline.

When to use TradeOdds

TradeOdds is the right choice when you need:

• Pre-computed factor columns out of the box. RSI buckets, VIX bands, regime classifications, magnitude bands — already done. Skip the data-engineering pass.
• Cross-symbol factor scanning instantly. Factor Match ranks 3,200+ symbols against your condition set in seconds. With Tiingo you’d write the scanner from scratch and run into rate limits while doing it.
• Direct SQL access to a quant-ready database. Power User ($99/month) gives you POST /api/v2/query against an indexed factor schema. Tiingo’s REST API does not.
• MCP / Claude / Cursor integration. TradeOdds publishes an MCP server. Tiingo does not.
• Natural-language analysis via Ask Stanley. Type a question, get a base rate. Tiingo has no equivalent.

The trade-off in one paragraph

Tiingo is the right answer if you want cheap raw bars and you’ll handle the analytical layer yourself. TradeOdds is the right answer if you want the analytical layer pre-built — factor pre-computation, forward returns, indexed cross-symbol queries, and AI-agent connectivity. The cost difference (Tiingo’s $30 vs TradeOdds’ $29 Pro tier or $99 Power User tier) is modest; the engineering time difference is significant. Some teams use Tiingo for raw international data and TradeOdds for US-listed analytical work; the products are not strictly substitutes.

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Verification. This comparison was verified on June 4, 2026 against tiingo.com/about/pricing. A timestamped screenshot of the Tiingo pricing page as it appeared on that date is archived in the TradeOdds repository at /assets/evidence/tiingo-pricing-2026-06-04.jpg. Material changes to Tiingo’s pricing or feature set may render specific numbers above outdated; the date above signals temporal scope. If you observe a discrepancy with current Tiingo pricing, please contact support@tradeodds.com.

Disclaimer. Comparison made in good faith using publicly available information at the time of writing. TradeOdds provides historical analysis for informational purposes only. This is not investment advice. Past performance does not guarantee future results.